Protect Your Way Of Life
Why Do I Need Critical Illness Insurance?
None of us can predict when a critical illness might strike—whether it’s cancer, a heart attack, or another serious condition. The toll on health is significant, often requiring extensive treatment and recovery periods. Yet, the financial impact can be just as devastating. Consider this: around 56 million Americans under 65 struggle to pay medical bills, making medical expenses the leading cause of bankruptcies.
Even with a solid health insurance policy, there’s the potential for a substantial deductible and ongoing co-insurance payments. Critical illness insurance steps in to ease this financial burden. The lump sum benefit provided can cover medical bills, mortgages, and other expenses. Additionally, it offers flexibility, allowing you to explore experimental treatments or travel for specialized care not covered by regular health insurance. It’s a personalized solution for the unpredictable nature of health challenges.
48%
of Foreclosures
are due to a critical illness
6 of 10
People
Have less than $1000 in savings
1 of 4
Adults
Say someone in their household had problems paying or inability to pay medical bills in the past year.
Our Trusted Providers
Top rated insurance partners
Let’s Get You Protected
Ensuring your family’s safety is our top priority. Our mission is to offer you protection that empowers you to lead the life you envision, even in the face of unforeseen events. Our team comprises state-licensed representatives who operate as independent brokers, granting us the flexibility to explore a multitude of options. This freedom enables us to deliver the finest coverage tailored to your family’s specific needs at prices that align with your budget.
As your advocates, we work with over 30 top rated insurance companies, allowing us to sift through a vast array of choices on your behalf. Rest assured, we’re dedicated to crafting a personalized plan that best suits you and your family.